Impact of Fintech on the Profitability of Banks in India: A Review

Publication Date : 05/09/2025

DOI: 10.5281/zenodo.17060413


Author(s) :

Neha H. Prajapati.


Volume/Issue :
Volume 03
,
Issue 9
(09 - 2025)



Abstract :

In the Era of digitalization, where every sector is evolving in its own way, the banking sector is also adopting and evolving digitally. In this review study secondary sources such as various websites and journals have been used for collecting the data of fintech industry. It has been found that fintech has revolutionized banking sector by providing speed, efficiency and accessibility to the customer over the years. UPI and fintech has greater potential of growth in upcoming years. It has transformed traditional banking system into a more agile, data-driven, and digitally integrated ecosystem.


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