The Evolution of Financial Literacy Research in India: A Bibliometric Analysis (2014–2024)

The Evolution of Financial Literacy Research in India: A Bibliometric Analysis (2014–2024)

Publication Date : 10/12/2025

DOI: 10.5281/zenodo.17876027


Author(s) :

Rahul Choudhary.


Volume/Issue :
Volume 03
,
Issue 12
(12 - 2025)



Abstract :

This study conducts a bibliometric analysis of financial literacy research in India from 2014 to 2024 using Scopus and Web of Science data. The findings show a clear evolution in research focus—from financial access and account usage following PMJDY, to digital financial literacy and fintech adoption after demonetization, and finally to financial resilience and behavioural finance during the COVID-19 period. Using VOSviewer and Biblioshiny, the study maps major publication trends, influential authors, and emerging thematic clusters, revealing a shift toward digital competence, cyber hygiene, and sustainable finance. Despite rapid growth in research output, fragmentation across disciplines and gaps in addressing digital vulnerabilities persist. The study provides a comprehensive intellectual overview of the field and offers insights for future research and for strengthening the National Strategy for Financial Education (2020–2025).


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