Article’s

Technological advancements have significantly transformed the global banking landscape, enhancing operational efficiency, improving security, and elevating customer experiences. Innovations such as core banking systems, mobile applications, artificial intelligence (AI), and block chain have reshaped banking models to become more agile and customer-centric. This paper examines key technological developments in the banking sector, evaluates their impacts on operations and stakeholders, and discusses the associated challenges and future directions. The study concludes that while technology offers substantial benefits, strategic implementation and risk management are essential for sustainable growth.